Amp Financial Services And Amp Capital Investor

Amp Bank was founded in 1849 with its headquarters in Sydney, Australia. It was founded as the Australian Mutual Provident Society, which is a nonprofit life insurance company. Later in 1998 it was listed on the Australian and New Zealand stock exchanges. It carries out different businesses and activities.

Amp Bank delivers products and services to all its customers in Australia and New Zealand through its two segments, namely Amp Financial Services and Amp Capital Investor. These two units of Amp Banking have two major business tasks. Amp Financial Services provides planning, advice, superannuation, retirement savings and income products, investments, risk insurance and selected banking products. The Amp Capital Investors deals with clients' investment in the major asset classes. These are: equities, fixed interest, infrastructure, property, diversified funds and multi-manager funds.

The Amp Foundation focuses on community involvement in helping people to help others. It runs the volunteering program for its employees and a community fundraising program for the Amp Financial planners. It also deals with capacity building in helping people to help themselves and focuses on organizations which enhance the educational and employment outcomes of the disadvantaged youth and to the nonprofit sector.

With the Bank's website all clients are able to access their accounts twenty four hours daily. Its website is very easy to navigate, making it possible for all its clients to access their accounts. A client's investment portfolio is managed easily through the use of this website that keeps them updated with information on the current prices of products and services. A customer is able to get statements online and get to know the number of transactions and the frequency at which they have been made as well. It enables a customer to see a transaction summary within the shortest time possible. Updating of the client's personal information is made easy. Changing of passwords, email addresses, phone numbers and physical addresses is also possible through the site.

Another service offered through the Amp Bank site is the eSuper in use by employers for managing their superannuation payment for their employees. This website is only accessible for people living in Australia and not designed to give out personal financial or investment advice.

The Amp Capital Investors manages investments and offers home loans of different kinds, depending on the customer likes. With this, no minimum amount of money is required to have an account as the customer is able to deposit any amount of money depending on its availability.

Amp Capital Investors also gives out products and services through a network of self employed planners as it operates as an investment manager. It offers Australian equity and fixed income product, direct and listed property, infrastructure, private equity, opportunities in fixed income, equities and property through partnerships, diversified funds and future directions funds multi manager funds.

These two segments of Amp Bank have made it grow very fast within a very short period of time, making it a very reliable financial institution. To all people living in Australia and New Zealand it is advisable to check with the Bank for all financial services and for the improvement of lives.